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what is a home warranty

What Is a Home Warranty and Is It Worth Taking Home Warranty in 2023?

We have to spend money on repairs of home appliances and systems regularly. These expenses sometimes cannot be postponed owing to their highly urgent nature like clogging of drainage system, power failure or problem in heating and cooling system. This expense may go out of your budget sometimes and you may have to take personal …

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12 old school money making hobbies

12 Old-School Money Making Hobbies That Are Still Effective

We all like to do interesting things in our spare time. With technological advancements, people have developed new hobbies like video streaming, gaming, chatting, etc. which are surely not the best way to use your time. Our elders used some of the methods which were not only great ways to smartly use your time but …

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diversification strategy

Diversification Strategy for Better Risk Management

The performance of any asset class is never guaranteed. The assets which have performed very well in the past cannot give results in the future. Almost all asset classes have to go through cycles of ups and downs and sometimes even generate negative returns. Thus, you need a well-planned diversification strategy to mitigate your risk …

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high yield savings account (HYSA)

High Yield Savings Account (HYSA)|Better Way of Saving

If you are planning for an emergency fund, or short-term savings or have excess money in your checking account then it is a good idea to move it to a high-yield savings account (HYSA) because of the higher interest offered. Also, you don’t need to worry about maturity periods like the certificate of deposit (CDs). …

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ETF a good choice for beginner investors

Why ETFs Are Good Choice for Beginner Investors?

Investments in the stock market can be risky for new entrants because of high volatility. Performing stocks may lure beginner investors for higher returns but can frequently take U-turns without giving you ample time to come out. Getting setbacks earlier can demotivate you. So, it is better to start investment with safer instruments that have …

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automatic bill payment

Dos and Don’ts of Using Automatic bill payment

Using automatic bill payment can help customers to automatically pay the agreed amount on a decided date. You can authorize your service providers, banks, or vendors to do so. Automatic payment is the most commonly used pay bill of a recurring nature like memberships, mortgages, OTT subscriptions, etc.  Mobile phone bills, internet bills, and insurance …

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